Auto Financing · Calgary, Alberta
SERVING Calgary
Welcome to Avtov Kredit! Whether you're commuting down Deerfoot Trail every morning or running errands near Chinook Centre, having a safe, reliable vehicle in Calgary isn't just a luxury—it's an absolute necessity. Navigating Alberta winters requires a dependable SUV or truck, and relying on public transit or rideshares simply doesn't cut it when you have a busy household.
We know that building or rebuilding credit in Canada can be incredibly frustrating. Traditional banks and local Calgary dealerships often turn away hard-working families simply because their Canadian credit history is too new or less than perfect. That's where we step in. As a dedicated sub-prime financing team operating out of Northside Mitsubishi in Edmonton, we look beyond the algorithms. We focus on your current income, your stability, and your future potential.
We are especially proud to help our fellow Ukrainians secure the absolute best possible rates. Relocating to a new country is hard enough without the stress of being denied a car loan. Our Ukrainian-speaking experts understand your journey, your culture, and the documentation you have. We leverage our deep lender connections across Alberta to match you with a vehicle that truly suits your wants and needs. Best of all? We handle the entire process remotely and deliver your newly detailed vehicle directly to your driveway in Calgary—completely free of charge!
No Canadian credit history? No problem. We have specialized lending programs designed specifically to help newly arrived Ukrainians secure funding without the traditional credit hurdles.
Our team includes Ukrainian speakers who understand your culture, your needs, and the unique challenges of settling in Alberta. We explain every financial detail transparently in your native language.
Gain access to hundreds of vetted sedans, SUVs, and trucks. From fuel-efficient commuters to rugged AWD SUVs perfect for the harsh Alberta climate, we have exactly what your family needs.
Fill out our secure, 3-minute online application from your phone or computer. It's completely fast, free, and checking your options won't negatively impact your credit score.
Our Ukrainian-speaking finance experts will contact you with your exact approval numbers. Together, we'll pick the perfect vehicle from our massive, fully-inspected Edmonton inventory.
Sign your paperwork remotely and securely. We handle the rest, delivering your newly detailed vehicle directly to your home or workplace in Calgary at no extra cost.
"When we arrived in Alberta, getting a car seemed impossible without a Canadian credit history. Traditional banks turned us away. The team at Avtov Kredit not only got us approved fast, but they delivered our SUV right to our door in Calgary. Highly recommended!"
"Friendly service in our native language makes all the difference. They explained the whole finance process clearly without any pressure, and found a great minivan for my family. Thank you for making this so easy!"
We work closely with over 25+ specialized lenders who look beyond your 3-digit credit score. Instead of focusing on your past, they look at your current employment, income stability, and ability to make monthly payments. In fact, getting an auto loan through Avtov Kredit is one of the fastest and most effective ways to build or rebuild your Canadian credit score. As you make your regular payments, we report them to the credit bureaus, setting you up for financial success in the future.
Once your application is submitted, our Ukrainian-speaking finance experts will secure your approval and help you select the perfect vehicle from our massive inventory via video walkarounds and detailed photos. All paperwork and signing are completed securely online. Finally, we detail the vehicle, gas it up, and drive it straight down the highway to deliver it right to your home or workplace in Calgary. It's the modern, hassle-free way to buy a car.
Once submitted, our dedicated finance team immediately gets to work negotiating with our lenders. Typically, you will receive a call back from our Ukrainian-speaking experts within 15 to 30 minutes with real, transparent approval numbers. The entire process—from initial application to vehicle delivery—can often be completed in just a few days.
Whether you need a rugged AWD SUV to handle the snowy drives, a spacious minivan for the kids' hockey gear, a fuel-efficient commuter sedan, or a heavy-duty truck, we have it all. We carry all major makes and models, and every single vehicle undergoes a rigorous mechanical inspection before it is ever cleared for delivery to Calgary.
We specialize in structuring $0 down payment auto loans. This allows you to keep your cash where it belongs—with your family—while still getting the keys to the vehicle you need. We will clearly explain all of your bi-weekly or monthly payment options upfront, ensuring the loan fits comfortably within your household budget.
Take 3 minutes to fill out our secure online application. No obligation, no impact on your credit score to check.